How to calculate TPS pension.

To calculate Teachers Pensions Scheme (TPS) EE pension contributions you would first need to take the gross pay figure and subtract any none pensionable elements such as: Expenses or charitable donations.

Step 1: Identify pensionable Gross pay e.g. £3,250 gross

Step 2: Multiply the pensionable gross by 12 to get the yearly pensionable salary

           e.g. £39,000

Step 3: Identify which of the below thresholds the salary falls under, based on £39,000 it is 8.9% 

Step 4: Multiply pensionable gross by 8.9%

           £3,250 x 8.9% = £289.25

Contribution bands for 2025/26 (Source: TPS Site)

ER Pension Calculations

To calculate Teachers Pensions Scheme (TPS) ER pension contributions you would simply multiple the Pensionable gross by 28.68%, ER contributions do not have rate tiers like above example for EE so one rate applies to all salaries.

Example: £3,250 Pensionable gross x 28.68% = £932.10 ER Pension payable.